Spend money for God's glory
Someone in the congregation asked me to give advice on how we should honour God with our finances, hence this writing.
Everything we have comes from the Lord and is a gift from
Him to be used for His glory. Therefore you should spend your money according
to His will.
1. Unbiblical motivations
Many people thoughtlessly spend their money on the things that are important to them. Many times even believers spend their money in unbiblical ways:
a.Don't spend to create an identity
Spending money to keep up with others (Keeping up with the Jones'); to boast; relieve your guilt; to give others a better impression of you; or to feel important or loved by others, this is not to the glory of God. You already have an identity in Christ. You have been adopted as God's child and are an heir of eternity, why would you spend money on a meaningless identity outside of that? Your spending of money should be in accordance with your identity in Christ. So you must honour God in how you spend your money. 2 Corinthians 5:17 "Therefore, if anyone is in Christ, he is a new creation. The old has passed away; behold, the new has come."
b.Don't spend to get security
If you spend money to achieve financial independence or play the lottery or gamble you are not honouring God with your money. Your security should not be in money or possessions but in Christ. God will never leave you or forsake you and nothing will separate you from His love.
However, you must spend your money with wisdom and insight because your money is one of the ways God takes care of you and ensures your safety. You need to manage your money wisely, save money and invest (more on this later). Your money is not yours to do with as you please, God has given it to you to use for His glory. James 1:17 "Every good gift and every perfect gift is from above, coming down from the Father of lights, with whom there is no variation or shadow due to change."
c. Don't spend to find joy
Your joy should not be found in possessions, leisure or pleasure, but in the Lord. Holidays, cars, clothes, equipment are things that should not become a priority in your budget because while these things become necessary at times and need to be replaced, we should not become obsessed and draw more from them than they are intended for. Because the fullness of your joy should be in God. Psalm 16:11 "You make known to me the path of life; in your presence there is fullness of joy; at your right hand are pleasures forevermore.” If your joy can be bought with money it is of little value, but if Christ is your joy, it is indescribable joy that is forever.
Paul teaches in Philippians 4
that we must be content in all circumstances, and then says " Not that I
am speaking of being in need, for I have learned in whatever situation I am to
be content. I know how to be brought low, and I know how to abound. In any
and every circumstance, I have learned the secret of facing plenty and hunger,
abundance and need. I can do all things through him who strengthens me"
(11-13). In the present be satisfied
with God, in the future trust God, He will satisfy our needs as we are called
to serve Him in how we spend every penny.
2. Principles to regulate spending
What are the principles the believer should regulate when spending money?
a.Everything you have is a gift from God
I have already referred to this but it is necessary to mention it here again, your money is not your own, it is God's gift to you to be used for His glory. This does not necessarily mean you have to sell everything and give everything to the poor or church. However, this means you should not hold on to your money as if it is your identity, security and joy. You must be willing to use it to honour God. You should not hold onto it, waste it or abuse it, but spend it wisely.
b.Manage your spending
None of us have unlimited income, so you should think before you spend any money. Remember: If you give R 100 to missions, you might have R 100 less for food. If you spend R 100 eating out, you have R 100 less to help a friend in need. The point is, whatever you spend money on, you have to be wise. A good cause is only good if it doesn't get in the way of a more important cause. If we are undisciplined in how we spend money it is not to the glory of God.
That's why it's important to budget. By budgeting you can determine what is available for what and how much you have to spend on which things. A budget is a tool that should help you honour God with your finances.
c. Pray before you spend
I'm not saying you should stand in the aisle at the store and pray about whether you should buy something or not. I'm not saying you should ask the homeless person to wait so you can pray about how much you can give him, if anything. I mean prayer should be part of your whole management of your money.
- Thank God when your salary or income is paid
- Pray for wisdom to budget according to His will
- Pray for kindness and discernment to give where needed
- Pray for self-control to stick to what honours God.
- Acknowledge your deep dependence on God
- Ask for mercy where you lack.
d.Give according to God's will for you
Not all of us have the same
ability. Some just survive every month, others have enough or even more than
enough. But God's expectation is not the same for all of us either. In Mark
10:17-31 we find the story of the rich young man. He desires eternal life and
tells how he keeps the commandments. Jesus asks him to sell all his possessions
and give the money to the poor and then come to follow Jesus. In Luke 19:1-10
Zacchaeus, a very rich man, seeks the Lord and while he is willing to give much
to the poor, Jesus does not require anything from him. In 1 Timothy 6:17-19
Paul asks without any requirement that the rich should be kind to the poor.
What is clear is that God's expectation of us all is different and that your
giving to others should be a matter of prayer. God's will for one person is not
the same as his will for another. But Acts 5 teaches us that if our heart is
set before God on a specific gift, that we will honour it.
3. Guidelines for spending
a.Offering
There are many opinions by different people of how much you should give to the work of the Lord. Paul teaches us in 2 Corinthians 9:7 " Each one must give as he has decided in his heart, not reluctantly or under compulsion, for God loves a cheerful giver." At the same time, Paul praises the congregation in Macedonia "for they gave according to their means, as I can testify, and beyond their means." This shows that some in the congregation gave 'according to their means' while others willingly gave 'beyond their means'. According to this, it seems clear that this is a matter that every believer must settle with God himself in prayer. The expectation is that we will give, at least according to our ability, without compulsion or sadness, but with joy, as an offering to God.
b.Pleasure
While our joy must be in the Lord and we must not seek our joy in other things, this does not mean we cannot spend money on pleasures.
Paul says in 1 Timothy 6:17 "As for the rich in this present age, charge them not to be haughty, nor to set their hopes on the uncertainty of riches, but on God, who richly provides us with everything to enjoy.” Pride should not drive us in what we spend on, nor should we put our hope in riches, but God has given us 'richly to enjoy'. This can be easily misunderstood, but it shows that God sometimes gives us more than what is necessary and then we may spend at least some of it on things we enjoy as long as they do not dishonour God. However, the first part of the verse indirectly warns against extravagance or recklessness.
c. Insurance
Proverbs 22:3 makes an interesting statement: "The prudent sees danger and hides himself, but the simple go on and suffer for it." The principle is that a wise person sees the danger and protects himself from it, while the foolish person runs into the danger. In other words, anyone who lives in South Africa, and is able to afford it, should have insurance. It includes car; house; life insurances and medical aid. A good friend once said that not having insurance while you can afford it is not honouring God, because you have a responsibility to be a good steward of what God has given you. Of course, unfortunately not everyone can afford to have insurance, but where it is possible it should be a priority.
d.Investments
A Rand from my wallet today is a Rand less for tomorrow. And a Rand saved can multiply in the future. Every Rand you spend today means you don't have that Rand to spend tomorrow. What I mean by investments is any way to preserve money for future benefit. These include things like: Good education (for you or your children); Medical aid; Pension Fund; Funeral policy; House; Savings funds for something important.
Investments as we know it is a modern concept that is not found in the Bible, but there are biblical principles that are applicable. In Mark 12, a farmer buys land, plants a vineyard, fences it, digs a seed and puts up a watchtower. So what does he do, he uses money to get a return in the future which means he increases his money for the future. In Proverbs 21:20 someone stores a precious treasure and oil in his house which can later be sold for a profit, this was a typical 'saving for your old age' among the Jews.
Our trust must always remain in the Lord, but if we are to honour God in
how we spend our money, we must also think about our old age in our spending
and how we will honour God then. If God provides enough for you to make
provisions for your old age you should, that's his provision for then.
In summary:
Money cannot buy us what we already have in Christ. We have our identity
in Him, we have our security in Him, and we have our joy in Him. Every penny we
have was given to us by God with the intention that we will honour Him in how
we spend it (or not spend it). There are essential things on which we must
spend money, there are important things on which we must spend money, and if
there is anything left we must really consider how we can best honour God with
what He has abundantly gifted us. While we should not place our hope in money
or possessions, it is imperative that, as far as possible, we protect our
property and provide for our future while always taking to heart our dependence
on God.
ds. Leon Harmse
Pastor of Sunward Park Baptist
Church
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